Mortgage Companies

building higher value

Mortgage companies continue to face regulatory requirements and scrutiny over mortgage lending activities. While advances in technology provide opportunities to streamline operations and reduce costs, the increased business complexity and rising operating and regulatory costs make it difficult for many companies to achieve desired performance improvements and deliver on financial expectations.

DHG Financial Services professionals have experience with a wide variety of mortgage companies that both sell and retain servicing rights, as well as process their loans in-house or outsource. We also are experienced in the single-family residential loan market, as well as in the multi-family lender market.


Our audit, tax and advisory resources address issues from a variety of business perspectives. DHG is prepared to help you navigate the accounting complexities of the mortgage industry, as well as enhance business processes to meet current and emerging requirements.


Business, Finance, and Process Transformation - DHG provides services that help companies successfully create and drive change. Our comprehensive approach to project definition, resourcing, communication and support requires that we engage the right resources to accomplish strategic initiatives such as mergers and acquisitions. Our services include:

  • Strategic planning
  • Due diligence loan reviews
  • CECL Implementation

Internal Audit and Compliance - DHG’s Internal Audit and Compliance teams, dedicated to assisting clients better manage their risks, are focused on assessing, designing, and developing risk management programs and internal control processes. Our team offers risk-focused insight, facilitation of secure internal controls, assistance in regulatory compliance and increased internal performance and effectiveness. Our services include:

  • Internal controls documentation and testing
  • IT audits
  • Sarbanes-Oxley assistance

Technology Services - DHG provides technology services designed to assist a company’s team in advancing strategic initiatives. We assist clients in assessing IT risks, systems and operations, and in addressing regulation and compliance requirements.

  • IT operations
  • IT compliance

Regulatory Services and Risk Management - DHG helps companies manage and implement change driven by new regulations and strategic risk management objectives. Our compliance services help support appropriate responses to matters of non-compliance and integration into existing risk management frameworks.

Mortgage Serving Rights (MSRs) Accounting and Valuations – DHG offers accounting for interest rate locks, hedge transactions and fair value of loans held for sale, including Regulation AB compliance services.


External Audit
Our assurance teams have specialized mortgage banking experience and are adept at transitioning clients from other firms then providing hands-on service from experienced team members.

Employee Benefit Plans
Our professionals who work with benefit plans are well-versed in both the compliance and financial reporting areas.

HUD Audits and Special Reports
DHG performs independent audits and special reports of U.S. Department of Housing and Urban Development (HUD) programs. We understand your company’s responsibility to demonstrate compliance with specific HUD regulations, contracts, policies and procedures.

Servicing Reports
DHG understands the nuances of mortgage banking and offers servicing reports in compliance with Uniform Single Attestation Program for Mortgage Bankers (USAP) requirements.


DHG has the experience you need to minimize tax exposure, avoid non-compliance penalties and outsource the tax function. We streamline tax compliance with the same cost-effective, resourceful mindset we bring to every service by integrating tax planning with your total financial plan.

Our tax services reflect a commitment to building a long-term relationship and providing strategic support for your company’s growth.