Model Behavior: The Benefits of Credit Stress Analysis

In today’s economic environment, financial institutions are concerned about potential losses in their loan portfolios. To help customers during the pandemic, many community financial institutions modified loan agreements to include a deferral of payments. These lenders might wonder: what will happen when the payment deferral period ends, and what losses can they expect as a result? The general economic outlook raises potential concerns about credit quality.


Dave Niles
Partner, DHG Financial Services

Greg Adkins
Manager / Credit Risk Management

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